2441666 - Error in phase DETERMINE-JDBC-DRIVER for system on NT/MSS

Upgrade systems running on NT/MSS with SUM tool, stops in phase DETERMINE-JDBC-DRIVER with below error in DETERMINE-JDBC-DRIVER_xx.LOG
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Mar 13, 2017 10:42:18 AM [Info ]: Task READ_DB_DRIVER_LOCATION of type detect has been executed.
Mar 13, 2017 10:42:18 AM [Info ]: msg.j2ee.servicesimpl.1556 detect
Mar 13, 2017 10:42:18 AM [Info ]: msg.j2ee.servicesimpl.025 READ_DB_DRIVER_LOCATION
Mar 13, 2017 10:42:18 AM [Info ]: msg.j2ee.servicesimpl.131 E:/usr/sap/XXX/DVEBMGSXX/exe/mssjdbc/sqljdbc.jar
Mar 13, 2017 10:42:18 AM [Error ]: The following problem has occurred during step execution: com.sap.sdt.util.diag.DiagException: msg.j2ee.servicesimpl.1580
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Checking trace file \SUM\sdt\trc\SUM.TRC, you can see more details like below:
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[Thread[Thread-12,5,main]]: determineDBDriverLocation start
[Thread[Thread-12,5,main]]: Task executed
[Thread[Thread-12,5,main]]: JVM8 used
[Thread[Thread-12,5,main]]: Target engine release is: 702
[Thread[Thread-12,5,main]]: Decimal version is: 7.02
[Thread[Thread-12,5,main]]: Target is lower than NW750
[Thread[Thread-12,5,main]]: The following problem has occurred during step execution: java.lang.reflect.InvocationTargetException.
[Thread[Thread-12,5,main]]: The following problem has occurred during step execution: com.sap.sdt.util.diag.DiagException: msg.j2ee.servicesimpl.1580
[Thread[Thread-12,5,main]]: A problem has occurred: com.sap.sdt.executor.exception.StepExecutionException: Problem while trying to execute operation on service determine-jdbc-driver. The following problem has occurred java.lang.reflect.InvocationTargetException. CSN Component BC-UPG-TLS-TLJ.
msg.j2ee.servicesimpl.1580
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The error message itself is not very clear in some old SUM version, in the latest patch level of SUM SP19, the error message is more clear like:
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[Error ]: The following problem has occurred during step execution: com.sap.sdt.util.diag.DiagException: The procedure cannot proceed with JVM8 start option for product releases lower than NetWeaver 750. Please stop the SUM tool and start the procedure with JVM6 option as described in the Software Update Manager guide.
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SAP system running on Windows + MSSQL

DETERMINE-JDBC-DRIVER, READ_DB_DRIVER_LOCATION, mssjdbc, sqljdbc.jar, msg.j2ee.servicesimpl.1580, java.lang.reflect.InvocationTargetException, com.sap.sdt.util.diag.DiagException: msg.j2ee.servicesimpl.1580, JVM6, JVM8,start option , KBA , BC-UPG-TLS-TLJ , Upgrade tools for Java , BC-UPG-SLC , Software Logistics Controller , Problem