3199827 - SAP System Installation/Copy fails with "Native client for MS SQL Server version 15 is not installed"

• Installation fails with "Native client for MS SQL Server version 15 is not installed".
  
  sapinst_dev.log shows:
  
  *****
  TRACE     
  MSSTRC: snac_name = SQL Server Native Client 15.0
  
  TRACE[W]
             CNTRegistryKey::QueryValueAsJavaScript(SOFTWARE\ODBC\ODBCINST.INI\ODBC Drivers, SQL Server Native Client 15.0) 

  Error 2 (The system cannot find the file specified.
  ) in execution of a 'RegQueryValueEx' function, line (172), with parameter (SQL Server Native Client 15.0).

  TRACE[E]
             CNTRegistryKey::GetStringHKeyClass(const HKEY& hKeyClass) 
  MUT-03001  Value of type HKeyClass has illegal value '0'.

  TRACE[W]
             CNTRegistryKey::QueryValueType(SOFTWARE\ODBC\ODBCINST.INI\ODBC Drivers, SQL Server Native Client 15.0) 
  Error 2 (The system cannot find the file specified.
  ) in execution of a 'RegQueryValueEx' function, line (196), with parameter (SQL Server Native Client 15.0).

  TRACE[E] 
             CNTRegistryKey::GetStringHKeyClass(const HKEY& hKeyClass) 
  MUT-03001  Value of type HKeyClass has illegal value '0'.

  TRACE      
  Native client for MS SQL Server version 15 is not installed.
  *****

• ODBC Driver already installed as note 1902794 - ODBC driver for MS SQL Server.

Microsoft SQL Server 2019

KBA , BC-DB-MSS , SQL Server in SAP NetWeaver Products , Problem