3758589 - Credit Check Step 130 passes with 0% despite existing overdue items - SAP S/4HANA Cloud Public Edition

In SAP S/4HANA Cloud Public Edition, a credit check using Step 130 (Check for Overdue Open Items) passes with the message "Percentage 0% of overdue open items under defined period", even though there are overdue journal entries that exceed the defined grace period (e.g., > 12 days).

SAP S/4HANA Cloud Public Edition

1. Access a customer with open items that are overdue beyond the threshold set in the Credit Check Rule.
2. Perform a Credit Check Simulation (e.g., via the Manage Credit Accounts app).
3. The check result is "OK" (Passed), and the log shows a calculated percentage of 0%.

This behavior is due to the standard technical implementation of the credit check logic in method CL_IM_UKM_CHECK_130.

The system does not evaluate overdue items on an individual, single-item basis. Instead, it follows these logic steps:

1. The system groups open items into time-based "buckets" based on the configuration.
2. It calculates a percentage ratio of the total value in the overdue bucket against the total amount of all open items for that credit account.
3. The resulting ratio is rounded down to the nearest whole percentage.

The system is working as designed. As the percentage ratio of the total value in the overdue bucket against the total amount of all open items for that credit account is approximately 0.

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