3831306 - Make Bank Transfers fails with "Invalid account holder's name" and "Text only contains blanks" - SAP S/4HANA Cloud Public Edition

When you run a payment in the Make Bank Transfers app (F111) for a bank transfer between house bank accounts, the payment run fails and the payment medium is not generated. The following errors appear in the payment log:

"Invalid account holder's name in 0000 000018" F0 195

"Text only contains blanks" BF00 197

SAP S/4HANA Cloud Public Edition

1. Open the Make Bank Transfers app and create a payment between house bank accounts.
2. Release and execute the payment.
3. Open the payment log in the payment run app (F111).
4. The errors F0 195 "Invalid account holder's name" and BF00 197 "Text only contains blanks" are raised.

The default account description is not maintained in the Manage Bank Accounts app. For the JP_ZENGINKYO format, the house bank description and the account holder name are derived from the account description text (T012T-TEXT1). When this field is empty or does not contain enough characters, the katakana validation of the account holder name fails and the text field is left blank.

Maintain the account description in the Manage Bank Accounts app for the relevant house bank and house bank account. The first 20 characters are used as the house bank description, and the remaining 30 characters are used as the account holder name.

For more details, see KBA 2028579 - Payment Medium Japan: House Bank Description and Account Holder Name.

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